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1 Info from the Nationwide Retail Federation’s “NRF Says 2021 Vacation Gross sales Grew 14.1 % to File $886.7 Billion” as of November 16, 2022: https://nrf.com/media-center/press-releases/nrf-says-2021-holiday-sales-grew-141-percent-record-8867-billion
2 Info from the Higher Enterprise Bureau’s 2021 On-line Buy Scams Report, “Methods to Keep Protected On-line”, as of November 16, 2022: https://www.bbb.org/content material/dam/bbb-institute-(bbbi)/2021-online-purchase-scams/Finalpercent202021-BBB-OnlinePurchaseScamsTips.pdf
3 Chime SpotMe is an elective, no price service that requires a single deposit of $200 or extra in qualifying direct deposits to the Chime Checking Account every month and Visa debit card activation. All qualifying members might be allowed to overdraw their account as much as $20 on debit card purchases and money withdrawals initially, however could also be later eligible for the next restrict of as much as $200 or extra based mostly on member’s Chime Account historical past, direct deposit frequency and quantity, spending exercise and different risk-based elements. Your restrict might be exhibited to you throughout the Chime cellular app. You’ll obtain discover of any adjustments to your restrict. Your restrict might change at any time, at Chime’s discretion. Though there are not any overdraft charges, there could also be out-of-network or third celebration charges related to ATM transactions. SpotMe will not cowl non-debit card transactions, together with ACH transfers, Pay Anybody transfers, or Chime Checkbook transactions. See phrases and situations.
4 Info from the Federal Communications Fee’s “Methods to Establish and Keep away from Package deal Supply Scams” as of November 16, 2022: https://www.fcc.gov/how-identify-and-avoid-package-delivery-scams
5 Info from the Federal Bureau of Investigation Crime Grievance Heart’s “Web Crime Report 2021” as of November 16, 2022: https://www.ic3.gov/Media/PDF/AnnualReport/2021_IC3Report.pdf
6 Info from the Federal Commerce Fee’s “New Information Reveals FTC Obtained 2.8 Million Fraud Experiences from Shoppers in 2021” as of November 16, 2022: https://www.ftc.gov/news-events/information/press-releases/2022/02/new-data-shows-ftc-received-28-million-fraud-reports-consumers-2021-0
7 Info from the Higher Enterprise Bureau’s “On-line Buying Fraud” examine as of November 16, 2022: https://www.bbb.org/all/scamstudies/fake_online_retailers_study/online_shopping_fraud_study
8 Info from the Higher Enterprise Bureau’s “BBB Tip: ‘Brushing’ rip-off signifies a significant issue for victims” as of November 16, 2022: https://www.bbb.org/article/news-releases/20509-amazon-brushing-scam-indicates-a-serious-problem-for-victims
9 Info from the Federal Bureau of Investigation’s “How We Can Assist You: Charity and Catastrophe Fraud” as of November 16, 2022: https://www.fbi.gov/how-we-can-help-you/safety-resources/scams-and-safety/common-scams-and-crimes/charity-and-disaster-fraud
10 Info from the Federal Commerce Fee’s “Earlier than Giving to a Charity” as of November 16, 2022: https://client.ftc.gov/articles/giving-charity
11 Info from the Federal Commerce Fee’s “What To Do if You Have been Scammed” as of November 16, 2022: https://client.ftc.gov/articles/what-do-if-you-were-scammed
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